Uninsured Loss Recovery for Drivers

If you’ve been in a non-fault accident, your insurer will usually only cover what your own policy includes – and that often leaves gaps. Our experienced team specialise in helping drivers recover all uninsured losses arising out of a non-fault accident, at no cost to you.

What counts as an uninsured loss?

Uninsured losses are costs a non-fault accident causes you that your own insurance doesn’t pay for. For drivers, that can include:

• Loss of earnings while you’re unable to work, particularly relevant for PHV, taxi and chauffeur drivers
• Your insurance policy excess
• Vehicle recovery, storage or replacement costs not covered by your policy
• Personal injury arising from the accident
• Any other reasonable out-of-pocket costs caused directly by the accident

How we help

Because the accident wasn’t your fault, these costs should be recovered from the at-fault driver’s insurer, not left for you to absorb. We handle that process on your behalf, working alongside the rest of our service – recovery, a replacement vehicle, secure storage and repair – so the whole claim is managed in one place.

If you were a passenger rather than the driver, see our uninsured loss recovery for passengers page instead.

To find out what you can claim back, call 020 7993 2577 or contact us online.