Getting involved in a car accident can be emotional, frustrating and in some case incredibly detrimental to you and your vehicle. So, what do you do when you have a car accident? And when should it be reported?
There is a fundamental difference between small collusions that consist of minor inconveniences such as scrapes and bumps and big car crashes.
The biggest discrepancy our motorists struggle with is what is seen as an “accident”. To many, this can seem subjective and “no big deal” whereas others may feel they have been unfairly wronged.
According to The UK Road Traffic Act, any collusion where possession or person was injured as a result of you driving a vehicle requires follow up assistance.
Exchanging information such as registration numbers, full name, address and telephone number is vital at this stage.
Reporting the incident to the police should be done within 24 hours of the incident says the UK authorities. Often further issues are likely to arise if the information is not exchanged and the police are not informed.
This, however, is not where this all ends. Insurance companies need to notify if claims are going to be made,
The most important thing is you do your due diligence in regards to the situation – provide your information, insist on theirs s this could result in the police assuming you did not stop to solve the matter, ensure the incident is reported in a timely fashion and do tell your insurer.
If you decide to change your mind on making a claim it is wise for the insurance company to have the information logged and on their system: Pearl Assistance Ltd